Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Wisconsin
12-31-2016 81.308 64.939
09-30-2016 78.397 64.656
06-30-2016 77.112 65.251
03-31-2016 81.705 65.852
12-31-2015 80.478 66.084
09-30-2015 81.316 65.949
06-30-2015 85.204 66.094
03-31-2015 92.012 66.366
12-31-2014 87.052 67.525
09-30-2014 85.726 66.819
06-30-2014 88.713 66.964
03-31-2014 86.481 68.07
12-31-2013 94.061 66.522
09-30-2013 94.939 65.234
06-30-2013 96.926 65.197
03-31-2013 105.183 65.81
12-31-2012 96.998 65.187
09-30-2012 86.991 64.719
06-30-2012 92.136 65.124
03-31-2012 87.274 65.271
12-31-2011 104.108 66.565
09-30-2011 106.228 66.255
06-30-2011 122.855 66.836
03-31-2011 155.659 67.209
12-31-2010 111.058 66.144
09-30-2010 93.795 65.524
06-30-2010 93.679 66.142
03-31-2010 90.517 66.001
12-31-2009 100.819 67.651
09-30-2009 92.568 66.793
06-30-2009 89.509 66.893
03-31-2009 80.508 65.209
12-31-2008 86.882 64.967
09-30-2008 85.416 64.696
06-30-2008 83.644 64.696
03-31-2008 86.499 64.301
12-31-2007 83.81 63.325
09-30-2007 82.414 63.202
06-30-2007 79.29 63.378
03-31-2007 77.256 64.367
12-31-2006 62.511 61.731
09-30-2006 62.376 61.747
06-30-2006 63.154 61.945
03-31-2006 65.943 62.779
12-31-2005 67.99 60.069
09-30-2005 69.486 59.352
06-30-2005 71.04 59.38
03-31-2005 71.147 59.752
12-31-2004 62.769 60.098
09-30-2004 62.82 59.832
06-30-2004 63.172 60.146
03-31-2004 66.945 60.922
12-31-2003 53.917 58.682
09-30-2003 51.533 57.501
06-30-2003 47.302 57.293
03-31-2003 49.948 57.665
12-31-2002 51.427 57.451