Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Texas
12-31-2016 71.139 66.762
09-30-2016 70.905 66.187
06-30-2016 70.787 66.286
03-31-2016 71.666 66.484
12-31-2015 76.591 67.473
09-30-2015 76.185 67.019
06-30-2015 77.69 67.62
03-31-2015 79.798 68.379
12-31-2014 86.378 67.933
09-30-2014 84.545 67.76
06-30-2014 82.983 68.348
03-31-2014 82.338 69.161
12-31-2013 79.147 70.01
09-30-2013 77.205 69.448
06-30-2013 75.647 70.111
03-31-2013 77.458 71.168
12-31-2012 83.933 70.289
09-30-2012 84.586 69.365
06-30-2012 85.706 69.7
03-31-2012 87.862 69.836
12-31-2011 87.822 71.203
09-30-2011 89.702 70.717
06-30-2011 91.859 71.672
03-31-2011 92.509 72.166
12-31-2010 91.102 72.798
09-30-2010 89.529 71.344
06-30-2010 87.489 71.672
03-31-2010 79.489 72.124
12-31-2009 90.095 72.899
09-30-2009 89.837 71.928
06-30-2009 87.683 72.628
03-31-2009 88.699 71.399
12-31-2008 115.335 70.933
09-30-2008 118.139 69.839
06-30-2008 117.517 70.152
03-31-2008 107.163 69.753
12-31-2007 98.062 68.047
09-30-2007 98.634 66.762
06-30-2007 98.16 66.933
03-31-2007 101.367 66.629
12-31-2006 97.899 66.288
09-30-2006 95.852 64.993
06-30-2006 87.667 65.249
03-31-2006 83.464 65.978
12-31-2005 82.307 67.153
09-30-2005 85.326 66.756
06-30-2005 87.705 67.031
03-31-2005 91.454 67.486
12-31-2004 75.583 69.184
09-30-2004 75.081 68.305
06-30-2004 73.066 68.807
03-31-2004 75.332 69.055
12-31-2003 74.628 69.41
09-30-2003 75.002 68.526
06-30-2003 76.928 68.452
03-31-2003 71.824 68.632
12-31-2002 71.452 67.534