Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Texas
12-31-2016 67.611 66.762
09-30-2016 65.209 66.187
06-30-2016 71.864 66.286
03-31-2016 78.929 66.484
12-31-2015 83.303 67.473
09-30-2015 79.639 67.019
06-30-2015 90.693 67.62
03-31-2015 97.727 68.379
12-31-2014 84.671 67.933
09-30-2014 85.92 67.76
06-30-2014 98.54 68.348
03-31-2014 106.952 69.161
12-31-2013 90.517 70.01
09-30-2013 82.897 69.448
06-30-2013 88.889 70.111
03-31-2013 109.714 71.168
12-31-2012 94.869 70.289
09-30-2012 98.788 69.365
06-30-2012 120.27 69.7
03-31-2012 154.605 69.836
12-31-2011 94.155 71.203
09-30-2011 91.465 70.717
06-30-2011 104.306 71.672
03-31-2011 123.626 72.166
12-31-2010 87.349 72.798
09-30-2010 83.588 71.344
06-30-2010 99.153 71.672
03-31-2010 110.222 72.124
12-31-2009 80.783 72.899
09-30-2009 79.85 71.928
06-30-2009 82.46 72.628
03-31-2009 83.193 71.399
12-31-2008 77.729 70.933
09-30-2008 76.279 69.839
06-30-2008 85.521 70.152
03-31-2008 79.518 69.753
12-31-2007 72.533 68.047
09-30-2007 62.292 66.762
06-30-2007 63.895 66.933
03-31-2007 69.423 66.629
12-31-2006 67.505 66.288
09-30-2006 64.774 64.993
06-30-2006 70.292 65.249
03-31-2006 70.185 65.978
12-31-2005 71.902 67.153
09-30-2005 67.263 66.756
06-30-2005 73.541 67.031
03-31-2005 79.111 67.486
12-31-2004 73.42 69.184
09-30-2004 68.311 68.305
06-30-2004 71.225 68.807
03-31-2004 78.829 69.055
12-31-2003 86.654 69.41
09-30-2003 77.242 68.526
06-30-2003 82.479 68.452
03-31-2003 85.455 68.632
12-31-2002 71.326 67.534