Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Iowa
12-31-2016 56.885 60.34
09-30-2016 58.084 59.491
06-30-2016 58.989 59.409
03-31-2016 57.922 60.225
12-31-2015 57.319 60.496
09-30-2015 57.652 59.681
06-30-2015 57.602 60.132
03-31-2015 56.51 60.393
12-31-2014 55.119 61.018
09-30-2014 56.311 60.504
06-30-2014 56.9 61.172
03-31-2014 56.617 61.511
12-31-2013 54.726 61.468
09-30-2013 55.304 60.526
06-30-2013 55.481 61.108
03-31-2013 54.803 61.433
12-31-2012 52.49 60.798
09-30-2012 52.6 59.27
06-30-2012 53.098 59.46
03-31-2012 52.884 59.522
12-31-2011 52.939 61.164
09-30-2011 53.855 60.207
06-30-2011 54.448 61.117
03-31-2011 54.973 61.955
12-31-2010 54.447 61.606
09-30-2010 55.652 60.344
06-30-2010 57.414 60.36
03-31-2010 58.786 61.058
12-31-2009 58.569 63.35
09-30-2009 60.303 62.568
06-30-2009 61.652 63.179
03-31-2009 59.741 61.322
12-31-2008 60.75 61.499
09-30-2008 61.211 60.136
06-30-2008 60.962 61.136
03-31-2008 62.359 61.724
12-31-2007 65.887 62.773
09-30-2007 67.683 61.738
06-30-2007 68.573 62.033
03-31-2007 70.247 63.023
12-31-2006 68.502 62.678
09-30-2006 68.843 61.508
06-30-2006 68.856 61.549
03-31-2006 68.805 62.083
12-31-2005 64.801 61.109
09-30-2005 66.038 59.958
06-30-2005 66.733 59.974
03-31-2005 68.132 60.352
12-31-2004 59.228 60.659
09-30-2004 58.441 59.313
06-30-2004 58.266 59.954
03-31-2004 58.678 60.454
12-31-2003 55.926 60.721
09-30-2003 54.914 59.436
06-30-2003 53.702 59.565
03-31-2003 51.656 60.143
12-31-2002 52.977 59.278