Citizens State Bank
Sheldon, IA — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Citizens State Bank | All Insured Commercial Banks in Iowa |
| 12-31-2016 | 3.523 | 3.587 |
| 09-30-2016 | 3.526 | 3.602 |
| 06-30-2016 | 3.466 | 3.598 |
| 03-31-2016 | 3.504 | 3.601 |
| 12-31-2015 | 3.542 | 3.591 |
| 09-30-2015 | 3.541 | 3.588 |
| 06-30-2015 | 3.525 | 3.563 |
| 03-31-2015 | 3.519 | 3.541 |
| 12-31-2014 | 3.561 | 3.569 |
| 09-30-2014 | 3.538 | 3.552 |
| 06-30-2014 | 3.511 | 3.525 |
| 03-31-2014 | 3.49 | 3.52 |
| 12-31-2013 | 3.57 | 3.538 |
| 09-30-2013 | 3.59 | 3.526 |
| 06-30-2013 | 3.605 | 3.501 |
| 03-31-2013 | 3.592 | 3.488 |
| 12-31-2012 | 3.82 | 3.696 |
| 09-30-2012 | 3.872 | 3.722 |
| 06-30-2012 | 3.899 | 3.729 |
| 03-31-2012 | 3.981 | 3.767 |
| 12-31-2011 | 4.076 | 3.861 |
| 09-30-2011 | 4.06 | 3.865 |
| 06-30-2011 | 4.024 | 3.833 |
| 03-31-2011 | 3.982 | 3.808 |
| 12-31-2010 | 4.125 | 3.947 |
| 09-30-2010 | 4.119 | 3.957 |
| 06-30-2010 | 4.088 | 3.936 |
| 03-31-2010 | 4.067 | 3.922 |
| 12-31-2009 | 4.136 | 3.845 |
| 09-30-2009 | 4.131 | 3.829 |
| 06-30-2009 | 4.192 | 3.787 |
| 03-31-2009 | 4.18 | 3.796 |
| 12-31-2008 | 3.876 | 3.764 |
| 09-30-2008 | 3.88 | 3.732 |
| 06-30-2008 | 3.839 | 3.664 |
| 03-31-2008 | 3.78 | 3.658 |
| 12-31-2007 | 3.723 | 3.674 |
| 09-30-2007 | 3.694 | 3.667 |
| 06-30-2007 | 3.689 | 3.654 |
| 03-31-2007 | 3.659 | 3.624 |
| 12-31-2006 | 3.8 | 3.746 |
| 09-30-2006 | 3.824 | 3.762 |
| 06-30-2006 | 3.828 | 3.771 |
| 03-31-2006 | 3.833 | 3.763 |
| 12-31-2005 | 3.879 | 3.863 |
| 09-30-2005 | 3.83 | 3.877 |
| 06-30-2005 | 3.786 | 3.881 |
| 03-31-2005 | 3.737 | 3.865 |
| 12-31-2004 | 4.407 | 3.919 |
| 09-30-2004 | 4.411 | 3.912 |
| 06-30-2004 | 4.385 | 3.877 |
| 03-31-2004 | 4.361 | 3.885 |
| 12-31-2003 | 4.428 | 3.893 |
| 09-30-2003 | 4.467 | 3.9 |
| 06-30-2003 | 4.446 | 3.885 |
| 03-31-2003 | 4.475 | 3.897 |
| 12-31-2002 | 4.556 | 4.074 |