Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Wisconsin
12-31-2016 74.766 64.939
09-30-2016 73.944 64.656
06-30-2016 72.023 65.251
03-31-2016 74.939 65.852
12-31-2015 70.178 66.084
09-30-2015 71.112 65.949
06-30-2015 69.948 66.094
03-31-2015 74.617 66.366
12-31-2014 72.972 67.525
09-30-2014 69.71 66.819
06-30-2014 69.442 66.964
03-31-2014 68.457 68.07
12-31-2013 67.426 66.522
09-30-2013 65.883 65.234
06-30-2013 63.917 65.197
03-31-2013 64.352 65.81
12-31-2012 73.084 65.187
09-30-2012 70.152 64.719
06-30-2012 73.207 65.124
03-31-2012 75.845 65.271
12-31-2011 83.018 66.565
09-30-2011 81.416 66.255
06-30-2011 85.088 66.836
03-31-2011 99.865 67.209
12-31-2010 86.212 66.144
09-30-2010 90.354 65.524
06-30-2010 87.387 66.142
03-31-2010 91.907 66.001
12-31-2009 84.046 67.651
09-30-2009 83.261 66.793
06-30-2009 76.96 66.893
03-31-2009 78.446 65.209
12-31-2008 87.539 64.967
09-30-2008 87.553 64.696
06-30-2008 89.034 64.696
03-31-2008 91.345 64.301
12-31-2007 80.093 63.325
09-30-2007 79.995 63.202
06-30-2007 79.495 63.378
03-31-2007 82.057 64.367
12-31-2006 75.441 61.731
09-30-2006 75.826 61.747
06-30-2006 76.546 61.945
03-31-2006 78.591 62.779
12-31-2005 74.206 60.069
09-30-2005 73.808 59.352
06-30-2005 73.264 59.38
03-31-2005 70.977 59.752
12-31-2004 78.179 60.098
09-30-2004 82.769 59.832
06-30-2004 86.356 60.146
03-31-2004 91.131 60.922
12-31-2003 80.805 58.682
09-30-2003 84.422 57.501
06-30-2003 87.634 57.293
03-31-2003 86.575 57.665
12-31-2002 77.931 57.451