Efficiency Ratio Over Time
Efficiency Ratio Citizens Savings Bank All Insured Commercial Banks in Iowa
12-31-2016 42.055 60.34
09-30-2016 37.08 59.491
06-30-2016 36.032 59.409
03-31-2016 36.12 60.225
12-31-2015 41.742 60.496
09-30-2015 37.159 59.681
06-30-2015 37.438 60.132
03-31-2015 38.082 60.393
12-31-2014 45.346 61.018
09-30-2014 38.11 60.504
06-30-2014 37.723 61.172
03-31-2014 35.399 61.511
12-31-2013 43.656 61.468
09-30-2013 39.545 60.526
06-30-2013 38.242 61.108
03-31-2013 37.257 61.433
12-31-2012 40.423 60.798
09-30-2012 37.38 59.27
06-30-2012 36.251 59.46
03-31-2012 33.849 59.522
12-31-2011 45.387 61.164
09-30-2011 41.668 60.207
06-30-2011 42.959 61.117
03-31-2011 44.697 61.955
12-31-2010 45.254 61.606
09-30-2010 43.28 60.344
06-30-2010 44.379 60.36
03-31-2010 42.828 61.058
12-31-2009 50.557 63.35
09-30-2009 50.119 62.568
06-30-2009 51.395 63.179
03-31-2009 47.671 61.322
12-31-2008 52.998 61.499
09-30-2008 48.399 60.136
06-30-2008 46.795 61.136
03-31-2008 46.437 61.724
12-31-2007 57.601 62.773
09-30-2007 53.519 61.738
06-30-2007 54.419 62.033
03-31-2007 54.059 63.023
12-31-2006 62.473 62.678
09-30-2006 56.097 61.508
06-30-2006 56.888 61.549
03-31-2006 54.963 62.083
12-31-2005 57.797 61.109
09-30-2005 49.937 59.958
06-30-2005 49.347 59.974
03-31-2005 48.877 60.352
12-31-2004 61.647 60.659
09-30-2004 50.346 59.313
06-30-2004 51.555 59.954
03-31-2004 58.269 60.454
12-31-2003 63.348 60.721
09-30-2003 53.495 59.436
06-30-2003 56.82 59.565
03-31-2003 62.179 60.143
12-31-2002 63.683 59.278