Efficiency Ratio Over Time
Efficiency Ratio Citizens National Bank All Insured Commercial Banks in Texas
12-31-2016 65.008 66.762
09-30-2016 65 66.187
06-30-2016 63.664 66.286
03-31-2016 62.75 66.484
12-31-2015 62.953 67.473
09-30-2015 62.356 67.019
06-30-2015 63.808 67.62
03-31-2015 62.734 68.379
12-31-2014 69.77 67.933
09-30-2014 67.715 67.76
06-30-2014 67.869 68.348
03-31-2014 68.592 69.161
12-31-2013 65.799 70.01
09-30-2013 65.005 69.448
06-30-2013 64.273 70.111
03-31-2013 63.098 71.168
12-31-2012 60.731 70.289
09-30-2012 58.985 69.365
06-30-2012 58.986 69.7
03-31-2012 58.786 69.836
12-31-2011 57.149 71.203
09-30-2011 56.299 70.717
06-30-2011 57.229 71.672
03-31-2011 57.411 72.166
12-31-2010 59.485 72.798
09-30-2010 61.061 71.344
06-30-2010 59.327 71.672
03-31-2010 60.994 72.124
12-31-2009 67.568 72.899
09-30-2009 69.028 71.928
06-30-2009 75.508 72.628
03-31-2009 72.002 71.399
12-31-2008 67.249 70.933
09-30-2008 64.078 69.839
06-30-2008 62.016 70.152
03-31-2008 58.652 69.753
12-31-2007 76.551 68.047
09-30-2007 76.592 66.762
06-30-2007 78.802 66.933
03-31-2007 79.527 66.629
12-31-2006 75.765 66.288
09-30-2006 75.833 64.993
06-30-2006 76.771 65.249
03-31-2006 76.377 65.978
12-31-2005 77.446 67.153
09-30-2005 77.776 66.756
06-30-2005 78.413 67.031
03-31-2005 80.144 67.486
12-31-2004 75.329 69.184
09-30-2004 74.574 68.305
06-30-2004 69.918 68.807
03-31-2004 67.162 69.055
12-31-2003 73.074 69.41
09-30-2003 72.676 68.526
06-30-2003 72.13 68.452
03-31-2003 71.975 68.632
12-31-2002 65.06 67.534