Efficiency Ratio Over Time
Efficiency Ratio Citizens National Bank All Insured Commercial Banks in Tennessee
12-31-2016 61.834 69.386
09-30-2016 62.216 69.074
06-30-2016 64.514 69.175
03-31-2016 63.769 69.772
12-31-2015 64.168 71.67
09-30-2015 64.521 71.393
06-30-2015 59.374 71.347
03-31-2015 60.616 71.604
12-31-2014 63.236 71.978
09-30-2014 59.814 71.431
06-30-2014 58.989 72.281
03-31-2014 58.568 72.859
12-31-2013 66.311 72.831
09-30-2013 63.83 71.947
06-30-2013 64.952 72.339
03-31-2013 68.602 73.06
12-31-2012 62.476 72.788
09-30-2012 60.901 72.3
06-30-2012 62.915 72.159
03-31-2012 62.878 70.962
12-31-2011 64.376 74.565
09-30-2011 68.241 73.347
06-30-2011 69.788 74.593
03-31-2011 70.557 74.44
12-31-2010 70.552 74.786
09-30-2010 71.351 73.288
06-30-2010 72.961 73.208
03-31-2010 73.378 74.142
12-31-2009 58.754 78.956
09-30-2009 60.713 78.914
06-30-2009 58.97 79.484
03-31-2009 55.711 76.46
12-31-2008 57.216 76.123
09-30-2008 56.507 73.333
06-30-2008 55.278 73.064
03-31-2008 58.982 73.535
12-31-2007 54.738 71.353
09-30-2007 54.855 70.14
06-30-2007 58.053 70.181
03-31-2007 58.021 69.593
12-31-2006 53.519 69.255
09-30-2006 50.524 67.968
06-30-2006 54.989 68.089
03-31-2006 56.532 68.881
12-31-2005 57.651 68.603
09-30-2005 57.17 67.371
06-30-2005 57.607 67.28
03-31-2005 60.268 67.669
12-31-2004 61.832 67.909
09-30-2004 61.916 67.78
06-30-2004 62.192 67.917
03-31-2004 61.842 67.404
12-31-2003 60.051 67.065
09-30-2003 59.318 66.477
06-30-2003 58.424 67.007
03-31-2003 59.033 67.319
12-31-2002 56.529 65.163