Net Interest Margin Over Time
Net Interest Margin Citizens & Merchants State Bank All Insured Commercial Banks in Georgia
09-30-2008 2.375 3.539
06-30-2008 2.501 3.593
03-31-2008 2.51 3.695
12-31-2007 4.016 4.299
09-30-2007 4.036 4.362
06-30-2007 4.064 4.402
03-31-2007 4.039 4.392
12-31-2006 4.696 4.682
09-30-2006 4.764 4.707
06-30-2006 4.775 4.695
03-31-2006 4.591 4.589
12-31-2005 4.358 4.561
09-30-2005 4.246 4.517
06-30-2005 4.213 4.464
03-31-2005 4.134 4.388
12-31-2004 4.27 4.386
09-30-2004 4.334 4.37
06-30-2004 4.234 4.329
03-31-2004 4.194 4.334
12-31-2003 4.722 4.329
09-30-2003 4.687 4.316
06-30-2003 4.746 4.278
03-31-2003 4.941 4.252
12-31-2002 5.276 4.478