Citizens First Bank, Inc.
Bowling Green, KY — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Citizens First Bank, Inc. | All Insured Commercial Banks in Kentucky |
| 12-31-2016 | 3.931 | 3.847 |
| 09-30-2016 | 3.95 | 3.839 |
| 06-30-2016 | 3.97 | 3.83 |
| 03-31-2016 | 3.98 | 3.835 |
| 12-31-2015 | 3.926 | 3.854 |
| 09-30-2015 | 3.891 | 3.835 |
| 06-30-2015 | 3.864 | 3.805 |
| 03-31-2015 | 3.831 | 3.782 |
| 12-31-2014 | 3.926 | 3.876 |
| 09-30-2014 | 3.89 | 3.873 |
| 06-30-2014 | 3.817 | 3.849 |
| 03-31-2014 | 3.825 | 3.818 |
| 12-31-2013 | 3.994 | 3.896 |
| 09-30-2013 | 3.958 | 3.885 |
| 06-30-2013 | 3.921 | 3.859 |
| 03-31-2013 | 4.005 | 3.815 |
| 12-31-2012 | 4.254 | 3.961 |
| 09-30-2012 | 4.232 | 3.975 |
| 06-30-2012 | 4.157 | 3.973 |
| 03-31-2012 | 4.212 | 3.983 |
| 12-31-2011 | 4.112 | 4.042 |
| 09-30-2011 | 4.115 | 4.042 |
| 06-30-2011 | 4.07 | 4.015 |
| 03-31-2011 | 4.091 | 3.967 |
| 12-31-2010 | 4.125 | 3.993 |
| 09-30-2010 | 4.096 | 3.984 |
| 06-30-2010 | 4.067 | 3.944 |
| 03-31-2010 | 4.019 | 3.9 |
| 12-31-2009 | 3.53 | 3.898 |
| 09-30-2009 | 3.455 | 3.888 |
| 06-30-2009 | 3.333 | 3.871 |
| 03-31-2009 | 3.468 | 3.873 |
| 12-31-2008 | 3.467 | 3.965 |
| 09-30-2008 | 3.636 | 3.942 |
| 06-30-2008 | 3.66 | 3.916 |
| 03-31-2008 | 3.777 | 3.902 |
| 12-31-2007 | 4.127 | 4.06 |
| 09-30-2007 | 4.181 | 4.06 |
| 06-30-2007 | 4.172 | 4.061 |
| 03-31-2007 | 4.245 | 4.034 |
| 12-31-2006 | 3.908 | 4.178 |
| 09-30-2006 | 4.674 | 4.194 |
| 06-30-2006 | 4.63 | 4.174 |
| 03-31-2006 | 4.556 | 4.128 |
| 12-31-2005 | 4.547 | 4.154 |
| 09-30-2005 | 4.5 | 4.143 |
| 06-30-2005 | 4.42 | 4.12 |
| 03-31-2005 | 4.322 | 4.084 |
| 12-31-2004 | 3.931 | 4.13 |
| 09-30-2004 | 3.816 | 4.099 |
| 06-30-2004 | 3.7 | 4.081 |
| 03-31-2004 | 3.636 | 4.077 |
| 12-31-2003 | 3.493 | 4.064 |
| 09-30-2003 | 3.482 | 4.044 |
| 06-30-2003 | 3.533 | 4.039 |
| 03-31-2003 | 3.57 | 4.05 |
| 12-31-2002 | 3.605 | 4.146 |