Citizens Deposit Bank & Trust
Vanceburg, KY — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Citizens Deposit Bank & Trust | All Insured Commercial Banks in Kentucky |
| 12-31-2016 | 3.725 | 3.847 |
| 09-30-2016 | 3.732 | 3.839 |
| 06-30-2016 | 3.719 | 3.83 |
| 03-31-2016 | 3.682 | 3.835 |
| 12-31-2015 | 3.602 | 3.854 |
| 09-30-2015 | 3.625 | 3.835 |
| 06-30-2015 | 3.609 | 3.805 |
| 03-31-2015 | 3.654 | 3.782 |
| 12-31-2014 | 3.756 | 3.876 |
| 09-30-2014 | 3.757 | 3.873 |
| 06-30-2014 | 3.751 | 3.849 |
| 03-31-2014 | 3.862 | 3.818 |
| 12-31-2013 | 3.707 | 3.896 |
| 09-30-2013 | 3.686 | 3.885 |
| 06-30-2013 | 3.645 | 3.859 |
| 03-31-2013 | 3.671 | 3.815 |
| 12-31-2012 | 4.049 | 3.961 |
| 09-30-2012 | 4.178 | 3.975 |
| 06-30-2012 | 4.5 | 3.973 |
| 03-31-2012 | 5.258 | 3.983 |
| 12-31-2011 | 4.067 | 4.042 |
| 09-30-2011 | 4.089 | 4.042 |
| 06-30-2011 | 4.046 | 4.015 |
| 03-31-2011 | 4.011 | 3.967 |
| 12-31-2010 | 4.41 | 3.993 |
| 09-30-2010 | 4.324 | 3.984 |
| 06-30-2010 | 4.23 | 3.944 |
| 03-31-2010 | 4.213 | 3.9 |
| 12-31-2009 | 4.286 | 3.898 |
| 09-30-2009 | 4.235 | 3.888 |
| 06-30-2009 | 4.21 | 3.871 |
| 03-31-2009 | 4.158 | 3.873 |
| 12-31-2008 | 4.352 | 3.965 |
| 09-30-2008 | 4.384 | 3.942 |
| 06-30-2008 | 4.341 | 3.916 |
| 03-31-2008 | 4.278 | 3.902 |
| 12-31-2007 | 4.244 | 4.06 |
| 09-30-2007 | 4.238 | 4.06 |
| 06-30-2007 | 4.268 | 4.061 |
| 03-31-2007 | 4.424 | 4.034 |
| 12-31-2006 | 4.608 | 4.178 |
| 09-30-2006 | 4.603 | 4.194 |
| 06-30-2006 | 4.586 | 4.174 |
| 03-31-2006 | 4.585 | 4.128 |
| 12-31-2005 | 4.723 | 4.154 |
| 09-30-2005 | 4.659 | 4.143 |
| 06-30-2005 | 4.7 | 4.12 |
| 03-31-2005 | 4.909 | 4.084 |
| 12-31-2004 | 5.05 | 4.13 |
| 09-30-2004 | 5.103 | 4.099 |
| 06-30-2004 | 5.198 | 4.081 |
| 03-31-2004 | 5.323 | 4.077 |
| 12-31-2003 | 5.548 | 4.064 |
| 09-30-2003 | 5.637 | 4.044 |
| 06-30-2003 | 5.787 | 4.039 |
| 03-31-2003 | 5.862 | 4.05 |
| 12-31-2002 | 5.737 | 4.146 |