Efficiency Ratio Over Time
Efficiency Ratio Citizens Community Bank All Insured Commercial Banks in Georgia
12-31-2016 71.012 72.067
09-30-2016 69.312 71.784
06-30-2016 69.79 71.801
03-31-2016 66.684 72.381
12-31-2015 71.471 74.736
09-30-2015 70.751 74.146
06-30-2015 70.754 74.924
03-31-2015 72.064 75.066
12-31-2014 73.036 76.672
09-30-2014 70.482 76.559
06-30-2014 71.429 76.671
03-31-2014 72.701 77.567
12-31-2013 73.668 78.98
09-30-2013 72.298 77.731
06-30-2013 75.55 77.662
03-31-2013 74.444 78.695
12-31-2012 74.03 81.634
09-30-2012 75.16 80.308
06-30-2012 75.099 79.256
03-31-2012 73.476 77.503
12-31-2011 76.403 86.295
09-30-2011 75.864 84.186
06-30-2011 75.895 84.663
03-31-2011 77.344 85.152
12-31-2010 84.298 93.824
09-30-2010 89.958 90.833
06-30-2010 74.614 90.425
03-31-2010 76.841 88.401
12-31-2009 74.465 105.063
09-30-2009 75.769 102.285
06-30-2009 79.1 106.774
03-31-2009 76.857 99.343
12-31-2008 73.469 92.806
09-30-2008 68.751 84.879
06-30-2008 70.644 82.103
03-31-2008 70.208 76.842
12-31-2007 64.12 66.184
09-30-2007 63.186 63.793
06-30-2007 62.662 63.216
03-31-2007 65.323 63.468
12-31-2006 63.422 63.007
09-30-2006 60.984 61.317
06-30-2006 61.28 61.045
03-31-2006 61.043 60.367
12-31-2005 66.548 62.186
09-30-2005 64.222 61.255
06-30-2005 62.622 61.571
03-31-2005 61.484 62.33
12-31-2004 69.818 64.32
09-30-2004 69.598 64.404
06-30-2004 70.527 64.229
03-31-2004 68.116 64.639
12-31-2003 66.921 65.562
09-30-2003 64.949 64.676
06-30-2003 63.776 64.537
03-31-2003 63.865 65.157
12-31-2002 66.326 64.609