Citizens Community Bank
Ridgewood, NJ — Non-member Bank
Acquired May 2009
Return on Average Equity Over Time
| Return on Average Equity | Citizens Community Bank | All Insured Commercial Banks in New Jersey |
| 03-31-2009 | 5.761 | |
| 12-31-2008 | 7.104 | |
| 09-30-2008 | 8.482 | |
| 06-30-2008 | 8.652 | |
| 03-31-2008 | 8.376 | |
| 12-31-2007 | 9.472 | |
| 09-30-2007 | 2.274 | 9.543 |
| 06-30-2007 | 17.631 | 10.061 |
| 03-31-2007 | 10.953 | 9.643 |
| 12-31-2006 | 10.78 | |
| 09-30-2006 | 11.223 | |
| 06-30-2006 | 11.65 | |
| 03-31-2006 | 11.634 | |
| 12-31-2005 | 12.346 | |
| 09-30-2005 | 12.106 | |
| 06-30-2005 | 12.026 | |
| 03-31-2005 | 11.737 | |
| 12-31-2004 | 12.441 | |
| 09-30-2004 | 12.259 | |
| 06-30-2004 | 11.886 | |
| 03-31-2004 | 12.132 | |
| 12-31-2003 | 11.742 | |
| 09-30-2003 | 11.746 | |
| 06-30-2003 | 11.658 | |
| 03-31-2003 | 11.237 | |
| 12-31-2002 | 12.396 |