Citizens Community Bank
Ridgewood, NJ — Non-member Bank
Acquired May 2009
Non-interest Expense Over Time
| Non-interest Expense | Citizens Community Bank | All Insured Commercial Banks in New Jersey |
| 03-31-2009 | 1,158,000 | 3,047,311 |
| 12-31-2008 | 11,227,000 | 12,043,164 |
| 09-30-2008 | 8,074,000 | 8,660,919 |
| 06-30-2008 | 5,360,000 | 6,007,967 |
| 03-31-2008 | 2,652,000 | 3,290,550 |
| 12-31-2007 | 11,720,000 | 12,687,806 |
| 09-30-2007 | 8,281,000 | 10,182,750 |
| 06-30-2007 | 5,341,000 | 7,242,574 |
| 03-31-2007 | 2,439,000 | 3,712,133 |
| 12-31-2006 | 2,360,000 | 14,469,161 |
| 09-30-2006 | 1,566,000 | 10,275,000 |
| 06-30-2006 | 1,058,000 | 7,410,111 |
| 03-31-2006 | 523,000 | 4,186,766 |
| 12-31-2005 | 1,849,000 | 16,753,846 |
| 09-30-2005 | 1,316,000 | 12,457,385 |
| 06-30-2005 | 847,000 | 9,228,894 |
| 03-31-2005 | 408,000 | 4,529,941 |
| 12-31-2004 | 1,352,000 | 17,160,353 |
| 09-30-2004 | 12,601,574 | |
| 06-30-2004 | 8,161,333 | |
| 03-31-2004 | 4,539,676 | |
| 12-31-2003 | 17,868,125 | |
| 09-30-2003 | 13,104,761 | |
| 06-30-2003 | 8,660,306 | |
| 03-31-2003 | 4,366,205 | |
| 12-31-2002 | 14,273,397 |