Citizens Community Bank
Ridgewood, NJ — Non-member Bank
Acquired May 2009
Return on Average Assets Over Time
| Return on Average Assets | Citizens Community Bank | All Insured Commercial Banks in New Jersey |
| 03-31-2009 | .56 | |
| 12-31-2008 | .74 | |
| 09-30-2008 | .841 | |
| 06-30-2008 | .839 | |
| 03-31-2008 | .857 | |
| 12-31-2007 | 1.015 | |
| 09-30-2007 | .17 | 1.013 |
| 06-30-2007 | 1.271 | 1.067 |
| 03-31-2007 | .734 | 1.021 |
| 12-31-2006 | 1.143 | |
| 09-30-2006 | 1.183 | |
| 06-30-2006 | 1.191 | |
| 03-31-2006 | 1.158 | |
| 12-31-2005 | 1.174 | |
| 09-30-2005 | 1.16 | |
| 06-30-2005 | 1.13 | |
| 03-31-2005 | 1.101 | |
| 12-31-2004 | 1.159 | |
| 09-30-2004 | 1.137 | |
| 06-30-2004 | 1.082 | |
| 03-31-2004 | 1.075 | |
| 12-31-2003 | 1.042 | |
| 09-30-2003 | 1.043 | |
| 06-30-2003 | 1.043 | |
| 03-31-2003 | 1.004 | |
| 12-31-2002 | 1.123 |