Citizens Community Bank
Ridgewood, NJ — Non-member Bank
Acquired May 2009
Loan and Lease Allowance Over Time
| Loan and Lease Allowance | Citizens Community Bank | All Insured Commercial Banks in New Jersey |
| 03-31-2009 | (815,000) | (7,273,443) |
| 12-31-2008 | (815,000) | (6,839,049) |
| 09-30-2008 | (800,000) | (6,024,597) |
| 06-30-2008 | (1,510,000) | (6,060,883) |
| 03-31-2008 | (1,510,000) | (6,026,250) |
| 12-31-2007 | (2,071,000) | (6,890,016) |
| 09-30-2007 | (1,514,000) | (6,147,983) |
| 06-30-2007 | (1,514,000) | (6,131,148) |
| 03-31-2007 | (1,504,000) | (6,421,661) |
| 12-31-2006 | (1,484,000) | (6,233,952) |
| 09-30-2006 | (375,000) | (6,030,871) |
| 06-30-2006 | (315,000) | (5,800,111) |
| 03-31-2006 | (243,000) | (5,679,952) |
| 12-31-2005 | (178,000) | (6,460,762) |
| 09-30-2005 | (73,000) | (6,279,415) |
| 06-30-2005 | (23,000) | (7,800,591) |
| 03-31-2005 | (1,000) | (7,406,574) |
| 12-31-2004 | (7,378,687) | |
| 09-30-2004 | (7,218,838) | |
| 06-30-2004 | (6,981,043) | |
| 03-31-2004 | (6,629,789) | |
| 12-31-2003 | (6,719,597) | |
| 09-30-2003 | (6,651,986) | |
| 06-30-2003 | (5,531,583) | |
| 03-31-2003 | (5,281,918) | |
| 12-31-2002 | (4,220,110) |