Citizens Community Bank
Ridgewood, NJ — Non-member Bank
Acquired May 2009
Provision for Loan & Lease Losses Over Time
| Provision for Loan & Lease Losses | Citizens Community Bank | All Insured Commercial Banks in New Jersey |
| 03-31-2009 | 1,229,107 | |
| 12-31-2008 | 467,000 | 3,528,183 |
| 09-30-2008 | 345,000 | 1,582,098 |
| 06-30-2008 | 153,000 | 1,060,828 |
| 03-31-2008 | 153,000 | 391,431 |
| 12-31-2007 | 587,000 | 2,384,732 |
| 09-30-2007 | 30,000 | 887,873 |
| 06-30-2007 | 30,000 | 484,094 |
| 03-31-2007 | 20,000 | 221,160 |
| 12-31-2006 | 1,306,000 | 1,325,571 |
| 09-30-2006 | 197,000 | 882,179 |
| 06-30-2006 | 137,000 | 531,891 |
| 03-31-2006 | 65,000 | 245,962 |
| 12-31-2005 | 178,000 | 1,723,321 |
| 09-30-2005 | 73,000 | 1,065,379 |
| 06-30-2005 | 23,000 | 728,610 |
| 03-31-2005 | 1,000 | 350,207 |
| 12-31-2004 | 1,642,290 | |
| 09-30-2004 | 1,226,581 | |
| 06-30-2004 | 808,094 | |
| 03-31-2004 | 413,813 | |
| 12-31-2003 | 1,980,171 | |
| 09-30-2003 | 1,287,000 | |
| 06-30-2003 | 818,457 | |
| 03-31-2003 | 408,779 | |
| 12-31-2002 | 2,240,290 |