Efficiency Ratio Over Time
Efficiency Ratio Citizens Bank All Insured Commercial Banks in Michigan
03-31-2013 69.261 73.988
12-31-2012 64.318 71.723
09-30-2012 64.087 71.614
06-30-2012 64.128 71.839
03-31-2012 64.043 72.697
12-31-2011 65.856 73.486
09-30-2011 66.73 73.637
06-30-2011 69.962 74.221
03-31-2011 76.372 75.166
12-31-2010 72.115 74.379
09-30-2010 72.322 74.86
06-30-2010 75.203 75.739
03-31-2010 76.392 76.883
12-31-2009 85.26 82.058
09-30-2009 86.447 81.121
06-30-2009 95.431 82.109
03-31-2009 77.399 80.184
12-31-2008 66.177 80.181
09-30-2008 65.332 75.465
06-30-2008 68.957 75.619
03-31-2008 56.635 76.097
12-31-2007 56.86 72.221
09-30-2007 56.742 70.635
06-30-2007 58.187 69.92
03-31-2007 64.383 70.315
12-31-2006 63.918 66.877
09-30-2006 59.068 65.716
06-30-2006 59.408 66.171
03-31-2006 59.888 66.982
12-31-2005 59.297 64.078
09-30-2005 58.999 64.016
06-30-2005 59.474 63.808
03-31-2005 57.58 64.541
12-31-2004 64.097 64.329
09-30-2004 67.875 64.747
06-30-2004 59.375 65.538
03-31-2004 59.829 66.274
12-31-2003 53.221 63.66
09-30-2003 51.551 62.955
06-30-2003 50.578 63.034
03-31-2003 51.29 63.233
12-31-2002 55.819 62.526