Efficiency Ratio Over Time
Efficiency Ratio Citizens Bank All Insured Commercial Banks in Texas
12-31-2016 52.593 66.762
09-30-2016 52.08 66.187
06-30-2016 50.701 66.286
03-31-2016 55.472 66.484
12-31-2015 58.645 67.473
09-30-2015 56.592 67.019
06-30-2015 56.688 67.62
03-31-2015 59.862 68.379
12-31-2014 62.944 67.933
09-30-2014 62.518 67.76
06-30-2014 62.627 68.348
03-31-2014 64.431 69.161
12-31-2013 66.049 70.01
09-30-2013 65.995 69.448
06-30-2013 65.481 70.111
03-31-2013 68.707 71.168
12-31-2012 65.384 70.289
09-30-2012 62.963 69.365
06-30-2012 62.657 69.7
03-31-2012 65.242 69.836
12-31-2011 68.997 71.203
09-30-2011 66.068 70.717
06-30-2011 65.297 71.672
03-31-2011 64.505 72.166
12-31-2010 63.647 72.798
09-30-2010 58.71 71.344
06-30-2010 58.655 71.672
03-31-2010 57.851 72.124
12-31-2009 65.651 72.899
09-30-2009 60.032 71.928
06-30-2009 61.258 72.628
03-31-2009 58.426 71.399
12-31-2008 61.111 70.933
09-30-2008 60.239 69.839
06-30-2008 63.251 70.152
03-31-2008 64.836 69.753
12-31-2007 61.779 68.047
09-30-2007 50.016 66.762
06-30-2007 50.509 66.933
03-31-2007 50.092 66.629
12-31-2006 57.207 66.288
09-30-2006 51.001 64.993
06-30-2006 51.563 65.249
03-31-2006 49.134 65.978
12-31-2005 57.422 67.153
09-30-2005 52.102 66.756
06-30-2005 51.938 67.031
03-31-2005 58.247 67.486
12-31-2004 69.379 69.184
09-30-2004 70.513 68.305
06-30-2004 68.954 68.807
03-31-2004 78.261 69.055
12-31-2003 58.691 69.41
09-30-2003 55.601 68.526
06-30-2003 55.864 68.452
03-31-2003 56.308 68.632
12-31-2002 51.818 67.534