Efficiency Ratio Over Time
Efficiency Ratio Citizens Bank All Insured Commercial Banks in Texas
12-31-2016 69.988 66.762
09-30-2016 69.79 66.187
06-30-2016 67.915 66.286
03-31-2016 69.298 66.484
12-31-2015 71.356 67.473
09-30-2015 70.753 67.019
06-30-2015 72.777 67.62
03-31-2015 71.435 68.379
12-31-2014 71.434 67.933
09-30-2014 70.588 67.76
06-30-2014 71.44 68.348
03-31-2014 68.683 69.161
12-31-2013 80.516 70.01
09-30-2013 81.994 69.448
06-30-2013 81.768 70.111
03-31-2013 85.275 71.168
12-31-2012 74.74 70.289
09-30-2012 73.829 69.365
06-30-2012 70.487 69.7
03-31-2012 60.885 69.836
12-31-2011 86.692 71.203
09-30-2011 88.892 70.717
06-30-2011 91.286 71.672
03-31-2011 92.707 72.166
12-31-2010 84.48 72.798
09-30-2010 84.937 71.344
06-30-2010 85.939 71.672
03-31-2010 87.373 72.124
12-31-2009 75.213 72.899
09-30-2009 73.594 71.928
06-30-2009 73.358 72.628
03-31-2009 74.004 71.399
12-31-2008 71.975 70.933
09-30-2008 73.236 69.839
06-30-2008 72.247 70.152
03-31-2008 71.086 69.753
12-31-2007 67.069 68.047
09-30-2007 67.85 66.762
06-30-2007 68.791 66.933
03-31-2007 69.717 66.629
12-31-2006 71.122 66.288
09-30-2006 72.14 64.993
06-30-2006 72.195 65.249
03-31-2006 72.317 65.978
12-31-2005 80.606 67.153
09-30-2005 82.373 66.756
06-30-2005 83.634 67.031
03-31-2005 85.025 67.486
12-31-2004 79.76 69.184
09-30-2004 78.601 68.305
06-30-2004 78.242 68.807
03-31-2004 78.068 69.055
12-31-2003 78.345 69.41
09-30-2003 79.203 68.526
06-30-2003 78.326 68.452
03-31-2003 77.196 68.632
12-31-2002 72.386 67.534