Efficiency Ratio Over Time
Efficiency Ratio Citizens Bank All Insured Commercial Banks in New Mexico
06-30-2004 70.595 67.756
03-31-2004 74.893 67.999
12-31-2003 71.846 68.854
09-30-2003 68.061 69.18
06-30-2003 65.521 67.775
03-31-2003 66.953 67.884
12-31-2002 60.559 66.829