Efficiency Ratio Over Time
Efficiency Ratio Citizens Bank & Trust All Insured Commercial Banks in Alabama
12-31-2016 69.3 69.238
09-30-2016 69.245 69.018
06-30-2016 68.861 69.728
03-31-2016 69.792 70.653
12-31-2015 68.426 71.218
09-30-2015 66.872 70.457
06-30-2015 66.261 70.592
03-31-2015 65.606 71.372
12-31-2014 62.285 71.785
09-30-2014 63.088 71.09
06-30-2014 63.016 71.632
03-31-2014 65.665 72.265
12-31-2013 64.554 72.589
09-30-2013 64.829 70.992
06-30-2013 66.19 71.155
03-31-2013 69.242 72.098
12-31-2012 66.132 72.371
09-30-2012 67.53 71.479
06-30-2012 66.458 71.58
03-31-2012 67.661 71.124
12-31-2011 62.501 72.839
09-30-2011 64.442 71.333
06-30-2011 64.558 71.67
03-31-2011 64.674 73.166
12-31-2010 63.811 73.319
09-30-2010 64.148 71.132
06-30-2010 63.074 70.04
03-31-2010 61.817 69.316
12-31-2009 67.568 75.318
09-30-2009 71.856 74.94
06-30-2009 76.325 77.407
03-31-2009 68.423 72.709
12-31-2008 69.306 74.406
09-30-2008 69.037 69.842
06-30-2008 70.15 69.184
03-31-2008 71.489 68.129
12-31-2007 66.976 63.817
09-30-2007 67.487 62.434
06-30-2007 66.712 61.116
03-31-2007 66.163 61.026
12-31-2006 63.842 59.812
09-30-2006 65.977 58.324
06-30-2006 68.754 58.46
03-31-2006 71.072 58.639
12-31-2005 74.666 59.887
09-30-2005 78.529 59.15
06-30-2005 85.046 59.137
03-31-2005 90.327 59.254
12-31-2004 98.072 60.786
09-30-2004 102.499 59.87
06-30-2004 95.963 60.106
03-31-2004 85.517 61.244
12-31-2003 208.381 61.448
09-30-2003 296.473 60.518
06-30-2003 564.789 60.565
03-31-2003 6822.222 61.756
12-31-2002 59.281