Efficiency Ratio Over Time
Efficiency Ratio Citizens Bank & Trust Company All Insured Commercial Banks in Montana
12-31-2016 63.299 64.895
09-30-2016 60.735 64.969
06-30-2016 63.651 65.668
03-31-2016 63.168 67.362
12-31-2015 68.057 66.223
09-30-2015 68.011 65.781
06-30-2015 72.816 66.611
03-31-2015 77.349 70.118
12-31-2014 70.424 69.177
09-30-2014 70.652 68.241
06-30-2014 72.05 68.617
03-31-2014 72.841 70.896
12-31-2013 66.177 70.315
09-30-2013 68.274 71.116
06-30-2013 70.132 71.178
03-31-2013 75.584 72.109
12-31-2012 66.226 70.582
09-30-2012 65.508 69.352
06-30-2012 66.879 70.259
03-31-2012 67.471 68.994
12-31-2011 65.561 67.826
09-30-2011 65.343 66.812
06-30-2011 67.728 68.138
03-31-2011 67.6 69.132
12-31-2010 57.2 70.072
09-30-2010 56.505 68.618
06-30-2010 56.452 67.636
03-31-2010 58.502 68.792
12-31-2009 63.164 68.108
09-30-2009 60.369 66.243
06-30-2009 61.002 66.609
03-31-2009 56.526 65.862
12-31-2008 60.937 63.138
09-30-2008 57.815 61.76
06-30-2008 53.906 61.85
03-31-2008 54.265 62.262
12-31-2007 56.351 61.111
09-30-2007 50.274 59.511
06-30-2007 51.201 59.733
03-31-2007 50.575 61.475
12-31-2006 57.508 58.044
09-30-2006 53.088 57.318
06-30-2006 55.118 57.671
03-31-2006 58.522 59.411
12-31-2005 60.895 59.07
09-30-2005 57.047 58.107
06-30-2005 58.172 58.855
03-31-2005 60.125 58.97
12-31-2004 62.295 60.019
09-30-2004 59.914 58.948
06-30-2004 61.204 59.793
03-31-2004 62.463 61.25
12-31-2003 63.414 61.736
09-30-2003 62.249 60.828
06-30-2003 63.203 61.17
03-31-2003 67.265 61.712
12-31-2002 62.295 61.511