Citizens Bank Of West Virginia, Inc.
Elkins, WV — Non-member Bank
Active
Efficiency Ratio Over Time
| Efficiency Ratio | Citizens Bank Of West Virginia, Inc. | All Insured Commercial Banks in West Virginia |
| 12-31-2016 | 71.554 | 72.606 |
| 09-30-2016 | 71.781 | 72.045 |
| 06-30-2016 | 71.701 | 71.669 |
| 03-31-2016 | 71.81 | 71.686 |
| 12-31-2015 | 75.156 | 71.972 |
| 09-30-2015 | 75.909 | 70.437 |
| 06-30-2015 | 71.644 | 70.691 |
| 03-31-2015 | 71.299 | 70.516 |
| 12-31-2014 | 73.829 | 70.44 |
| 09-30-2014 | 67.528 | 69.378 |
| 06-30-2014 | 70.653 | 69.824 |
| 03-31-2014 | 72.354 | 70.581 |
| 12-31-2013 | 83.66 | 69.873 |
| 09-30-2013 | 78.068 | 68.722 |
| 06-30-2013 | 80.84 | 68.925 |
| 03-31-2013 | 82.159 | 69.812 |
| 12-31-2012 | 68.551 | 68.015 |
| 09-30-2012 | 67.879 | 67.577 |
| 06-30-2012 | 65.759 | 67.597 |
| 03-31-2012 | 64.968 | 68.204 |
| 12-31-2011 | 77.296 | 67.746 |
| 09-30-2011 | 76.095 | 67.424 |
| 06-30-2011 | 80.386 | 68.39 |
| 03-31-2011 | 82.085 | 67.691 |
| 12-31-2010 | 74.363 | 66.469 |
| 09-30-2010 | 72.631 | 65.757 |
| 06-30-2010 | 72.106 | 65.966 |
| 03-31-2010 | 73.104 | 66.636 |
| 12-31-2009 | 66.49 | 67.718 |
| 09-30-2009 | 65.864 | 67.281 |
| 06-30-2009 | 66.117 | 68.204 |
| 03-31-2009 | 68.83 | 67.42 |
| 12-31-2008 | 68.664 | 64.283 |
| 09-30-2008 | 68.053 | 63.713 |
| 06-30-2008 | 69.088 | 64.07 |
| 03-31-2008 | 67.577 | 65.15 |
| 12-31-2007 | 69.043 | 64.076 |
| 09-30-2007 | 68.013 | 63.001 |
| 06-30-2007 | 67.682 | 64.25 |
| 03-31-2007 | 67.248 | 64.429 |
| 12-31-2006 | 67.073 | 63.741 |
| 09-30-2006 | 65.616 | 63.331 |
| 06-30-2006 | 65.23 | 63.261 |
| 03-31-2006 | 64.985 | 63.793 |
| 12-31-2005 | 67.194 | 63.924 |
| 09-30-2005 | 68.45 | 63.522 |
| 06-30-2005 | 70.806 | 63.568 |
| 03-31-2005 | 72.148 | 64.004 |
| 12-31-2004 | 67.545 | 64.145 |
| 09-30-2004 | 66.972 | 63.368 |
| 06-30-2004 | 66.131 | 63.507 |
| 03-31-2004 | 65.98 | 63.566 |
| 12-31-2003 | 63.408 | 64.837 |
| 09-30-2003 | 62.709 | 63.903 |
| 06-30-2003 | 62.804 | 65.106 |
| 03-31-2003 | 62.035 | 65.004 |
| 12-31-2002 | 62.013 | 63.986 |