Citizens Bank Of West Virginia, Inc.
Elkins, WV — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Citizens Bank Of West Virginia, Inc. | All Insured Commercial Banks in West Virginia |
| 12-31-2016 | 4.138 | 3.744 |
| 09-30-2016 | 4.129 | 3.743 |
| 06-30-2016 | 4.095 | 3.736 |
| 03-31-2016 | 4.143 | 3.743 |
| 12-31-2015 | 4.168 | 3.757 |
| 09-30-2015 | 4.122 | 3.748 |
| 06-30-2015 | 4.038 | 3.721 |
| 03-31-2015 | 4.046 | 3.722 |
| 12-31-2014 | 4.027 | 3.794 |
| 09-30-2014 | 4.039 | 3.791 |
| 06-30-2014 | 3.981 | 3.773 |
| 03-31-2014 | 3.961 | 3.767 |
| 12-31-2013 | 4.14 | 3.822 |
| 09-30-2013 | 4.133 | 3.824 |
| 06-30-2013 | 4.128 | 3.801 |
| 03-31-2013 | 4.083 | 3.792 |
| 12-31-2012 | 4.151 | 3.914 |
| 09-30-2012 | 4.168 | 3.929 |
| 06-30-2012 | 4.201 | 3.931 |
| 03-31-2012 | 4.125 | 3.938 |
| 12-31-2011 | 3.481 | 4.02 |
| 09-30-2011 | 3.406 | 4.024 |
| 06-30-2011 | 3.262 | 3.99 |
| 03-31-2011 | 3.338 | 3.958 |
| 12-31-2010 | 3.738 | 4.085 |
| 09-30-2010 | 3.751 | 4.091 |
| 06-30-2010 | 3.808 | 4.077 |
| 03-31-2010 | 3.84 | 4.047 |
| 12-31-2009 | 3.827 | 4.069 |
| 09-30-2009 | 3.792 | 4.061 |
| 06-30-2009 | 3.772 | 4.064 |
| 03-31-2009 | 3.755 | 4.062 |
| 12-31-2008 | 3.694 | 4.175 |
| 09-30-2008 | 3.691 | 4.171 |
| 06-30-2008 | 3.694 | 4.149 |
| 03-31-2008 | 3.772 | 4.16 |
| 12-31-2007 | 4.137 | 4.288 |
| 09-30-2007 | 4.223 | 4.291 |
| 06-30-2007 | 4.208 | 4.273 |
| 03-31-2007 | 4.19 | 4.258 |
| 12-31-2006 | 4.329 | 4.397 |
| 09-30-2006 | 4.361 | 4.407 |
| 06-30-2006 | 4.357 | 4.395 |
| 03-31-2006 | 4.456 | 4.344 |
| 12-31-2005 | 4.303 | 4.334 |
| 09-30-2005 | 4.29 | 4.313 |
| 06-30-2005 | 4.303 | 4.291 |
| 03-31-2005 | 4.339 | 4.253 |
| 12-31-2004 | 4.349 | 4.264 |
| 09-30-2004 | 4.326 | 4.245 |
| 06-30-2004 | 4.343 | 4.225 |
| 03-31-2004 | 4.404 | 4.245 |
| 12-31-2003 | 4.577 | 4.231 |
| 09-30-2003 | 4.632 | 4.213 |
| 06-30-2003 | 4.707 | 4.259 |
| 03-31-2003 | 4.738 | 4.202 |
| 12-31-2002 | 4.669 | 4.325 |