Efficiency Ratio Over Time
Efficiency Ratio Citizens Bank, National Association All Insured Commercial Banks in Texas
12-31-2016 54.375 66.762
09-30-2016 55.746 66.187
06-30-2016 56.011 66.286
03-31-2016 57.91 66.484
12-31-2015 53.124 67.473
09-30-2015 54.148 67.019
06-30-2015 54.851 67.62
03-31-2015 54.541 68.379
12-31-2014 51.899 67.933
09-30-2014 52.272 67.76
06-30-2014 53.554 68.348
03-31-2014 53.236 69.161
12-31-2013 53.605 70.01
09-30-2013 53.906 69.448
06-30-2013 54.6 70.111
03-31-2013 54.009 71.168
12-31-2012 55.295 70.289
09-30-2012 57.51 69.365
06-30-2012 58.262 69.7
03-31-2012 58.665 69.836
12-31-2011 61.049 71.203
09-30-2011 61.495 70.717
06-30-2011 61.628 71.672
03-31-2011 61.215 72.166
12-31-2010 58.604 72.798
09-30-2010 58.935 71.344
06-30-2010 60.046 71.672
03-31-2010 59.836 72.124
12-31-2009 58.56 72.899
09-30-2009 58.619 71.928
06-30-2009 59.174 72.628
03-31-2009 55.734 71.399
12-31-2008 61.043 70.933
09-30-2008 59.791 69.839
06-30-2008 60.755 70.152
03-31-2008 63.649 69.753
12-31-2007 66.319 68.047
09-30-2007 66.901 66.762
06-30-2007 66.933 66.933
03-31-2007 67.327 66.629
12-31-2006 69.012 66.288
09-30-2006 71.434 64.993
06-30-2006 71.052 65.249
03-31-2006 69.713 65.978
12-31-2005 67.268 67.153
09-30-2005 67.881 66.756
06-30-2005 67.07 67.031
03-31-2005 65.753 67.486
12-31-2004 66.989 69.184
09-30-2004 67.153 68.305
06-30-2004 67.786 68.807
03-31-2004 67.826 69.055
12-31-2003 66.404 69.41
09-30-2003 67.253 68.526
06-30-2003 66.213 68.452
03-31-2003 63.812 68.632
12-31-2002 65.49 67.534