Citizens' Bank, Inc.
Robertsdale, AL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Citizens' Bank, Inc. | All Insured Commercial Banks in Alabama |
| 12-31-2016 | 4.021 | 3.872 |
| 09-30-2016 | 3.996 | 3.875 |
| 06-30-2016 | 3.942 | 3.868 |
| 03-31-2016 | 3.89 | 3.852 |
| 12-31-2015 | 4.057 | 3.863 |
| 09-30-2015 | 4.13 | 3.873 |
| 06-30-2015 | 4.148 | 3.848 |
| 03-31-2015 | 4.004 | 3.817 |
| 12-31-2014 | 4.205 | 3.919 |
| 09-30-2014 | 4.178 | 3.912 |
| 06-30-2014 | 4.121 | 3.91 |
| 03-31-2014 | 3.972 | 3.883 |
| 12-31-2013 | 3.696 | 3.919 |
| 09-30-2013 | 3.619 | 3.906 |
| 06-30-2013 | 3.532 | 3.873 |
| 03-31-2013 | 3.333 | 3.843 |
| 12-31-2012 | 3.726 | 3.995 |
| 09-30-2012 | 3.752 | 3.988 |
| 06-30-2012 | 3.803 | 3.984 |
| 03-31-2012 | 3.795 | 3.98 |
| 12-31-2011 | 3.958 | 4.034 |
| 09-30-2011 | 3.92 | 4.025 |
| 06-30-2011 | 3.881 | 3.999 |
| 03-31-2011 | 3.751 | 3.922 |
| 12-31-2010 | 3.591 | 3.908 |
| 09-30-2010 | 3.608 | 3.9 |
| 06-30-2010 | 3.768 | 3.897 |
| 03-31-2010 | 3.635 | 3.858 |
| 12-31-2009 | 3.697 | 3.722 |
| 09-30-2009 | 3.625 | 3.689 |
| 06-30-2009 | 3.588 | 3.628 |
| 03-31-2009 | 3.577 | 3.61 |
| 12-31-2008 | 3.969 | 3.764 |
| 09-30-2008 | 3.977 | 3.833 |
| 06-30-2008 | 4.019 | 3.838 |
| 03-31-2008 | 4.048 | 3.87 |
| 12-31-2007 | 3.921 | 4.13 |
| 09-30-2007 | 3.839 | 4.16 |
| 06-30-2007 | 3.743 | 4.121 |
| 03-31-2007 | 3.9 | 4.121 |
| 12-31-2006 | 4.059 | 4.334 |
| 09-30-2006 | 4.062 | 4.341 |
| 06-30-2006 | 4.024 | 4.342 |
| 03-31-2006 | 4.009 | 4.304 |
| 12-31-2005 | 3.838 | 4.306 |
| 09-30-2005 | 3.711 | 4.266 |
| 06-30-2005 | 3.745 | 4.24 |
| 03-31-2005 | 3.747 | 4.181 |
| 12-31-2004 | 3.373 | 4.241 |
| 09-30-2004 | 3.364 | 4.245 |
| 06-30-2004 | 3.429 | 4.218 |
| 03-31-2004 | 3.416 | 4.232 |
| 12-31-2003 | 3.498 | 4.195 |
| 09-30-2003 | 3.5 | 4.196 |
| 06-30-2003 | 3.725 | 4.18 |
| 03-31-2003 | 3.781 | 4.185 |
| 12-31-2002 | 4.114 | 4.381 |