Efficiency Ratio Over Time
Efficiency Ratio Citibank Texas, National Association All Insured Commercial Banks in Texas
09-30-2006 120.289 64.993
06-30-2006 109.899 65.249
03-31-2006 103.325 65.978
12-31-2005 79.72 67.153
09-30-2005 78.455 66.756
06-30-2005 71.34 67.031
03-31-2005 67.486
12-31-2004 57.867 69.184
09-30-2004 57.588 68.305
06-30-2004 58.627 68.807
03-31-2004 64.095 69.055
12-31-2003 62.694 69.41
09-30-2003 63.622 68.526
06-30-2003 64.182 68.452
03-31-2003 64.188 68.632
12-31-2002 62.573 67.534