Efficiency Ratio Over Time
Efficiency Ratio Citibank (Delaware) All Insured Commercial Banks in Delaware
09-30-2006 71.176 75.133
06-30-2006 68.823 63.589
03-31-2006 62.712 59.273
12-31-2005 61.454 50.072
09-30-2005 56.922 49.643
06-30-2005 52.666 50.001
03-31-2005 64.7 51.568
12-31-2004 56.562 52.322
09-30-2004 65.331 54.356
06-30-2004 66.36 52.804
03-31-2004 59.692 55.611
12-31-2003 65.133 52.363
09-30-2003 60.928 53.152
06-30-2003 59.598 56.57
03-31-2003 52.934 59.417
12-31-2002 51.886 63.707