Efficiency Ratio Over Time
Efficiency Ratio Cib Bank All Insured Commercial Banks in Illinois
09-30-2004 94.923 62.952
06-30-2004 91.472 63.147
03-31-2004 83.541 63.481
12-31-2003 111.115 63.697
09-30-2003 83.355 62.506
06-30-2003 56.68 62.464
03-31-2003 43.933 62.651
12-31-2002 38.181 62.349