Efficiency Ratio Over Time
Efficiency Ratio Choiceone Bank All Insured Commercial Banks in Michigan
12-31-2016 68.336 71.925
09-30-2016 69.236 72.284
06-30-2016 71.341 72.703
03-31-2016 71.85 74.111
12-31-2015 68.904 73.902
09-30-2015 67.782 72.796
06-30-2015 66.732 73.108
03-31-2015 65.538 74.364
12-31-2014 67.211 75.309
09-30-2014 67.389 75.334
06-30-2014 68.189 75.605
03-31-2014 68.166 76.846
12-31-2013 68.195 74.841
09-30-2013 68.247 73.806
06-30-2013 67.364 73.811
03-31-2013 65.815 73.988
12-31-2012 65.962 71.723
09-30-2012 65.67 71.614
06-30-2012 65.61 71.839
03-31-2012 65.315 72.697
12-31-2011 64.09 73.486
09-30-2011 64.529 73.637
06-30-2011 65.152 74.221
03-31-2011 65.46 75.166
12-31-2010 66.627 74.379
09-30-2010 66.914 74.86
06-30-2010 66.769 75.739
03-31-2010 68.716 76.883
12-31-2009 69.536 82.058
09-30-2009 69.115 81.121
06-30-2009 69.636 82.109
03-31-2009 70.241 80.184
12-31-2008 69.687 80.181
09-30-2008 69.317 75.465
06-30-2008 69.034 75.619
03-31-2008 68.102 76.097
12-31-2007 67.053 72.221
09-30-2007 70.183 70.635
06-30-2007 70.275 69.92
03-31-2007 70.217 70.315
12-31-2006 71.319 66.877
09-30-2006 69.735 65.716
06-30-2006 68.888 66.171
03-31-2006 68.694 66.982
12-31-2005 64.61 64.078
09-30-2005 64.448 64.016
06-30-2005 64.638 63.808
03-31-2005 66.137 64.541
12-31-2004 67.874 64.329
09-30-2004 68.87 64.747
06-30-2004 68.412 65.538
03-31-2004 67.706 66.274
12-31-2003 68.614 63.66
09-30-2003 67.772 62.955
06-30-2003 67.571 63.034
03-31-2003 66.583 63.233
12-31-2002 67.736 62.526