Total Capital Ratio Over Time
Total Capital Ratio Chittenden Trust Company
12-31-2007 11.07
09-30-2007 10.78
06-30-2007 10.82
03-31-2007 10.95
12-31-2006 11.31
09-30-2006 11.03
06-30-2006 11.01
03-31-2006 10.58
12-31-2005 10.96
09-30-2005 10.99
06-30-2005 10.82
03-31-2005 10.88
12-31-2004 10.7
09-30-2004 10.39
06-30-2004 10.9
03-31-2004 10.63
12-31-2003 10.42
09-30-2003 11.36
06-30-2003 10.76
03-31-2003 10.56
12-31-2002 11.01