Efficiency Ratio Over Time
Efficiency Ratio Chemical Bank West All Insured Commercial Banks in Michigan
12-31-2005 53.741 64.078
09-30-2005 54.337 64.016
06-30-2005 54.286 63.808
03-31-2005 54.042 64.541
12-31-2004 54.851 64.329
09-30-2004 55.927 64.747
06-30-2004 56.56 65.538
03-31-2004 58.003 66.274
12-31-2003 54.724 63.66
09-30-2003 54.181 62.955
06-30-2003 54.124 63.034
03-31-2003 53.765 63.233
12-31-2002 56.305 62.526