Efficiency Ratio Over Time
Efficiency Ratio Champaign National Bank All Insured Commercial Banks in Ohio
09-30-2007 68.803 70.057
06-30-2007 70.787 70.151
03-31-2007 69.699 71.158
12-31-2006 66.778 67.901
09-30-2006 67.766 67.691
06-30-2006 67.849 67.58
03-31-2006 71.172 68.21
12-31-2005 66.132 66.127
09-30-2005 65.274 65.774
06-30-2005 64.839 66.08
03-31-2005 63.206 66.852
12-31-2004 87.992 65.604
09-30-2004 57.901 64.558
06-30-2004 57.288 64.778
03-31-2004 57.572 65.45
12-31-2003 57.614 64.066
09-30-2003 57.687 63.194
06-30-2003 57.451 63.247
03-31-2003 57.67 64.269
12-31-2002 54.665 63.1