Efficiency Ratio Over Time
Efficiency Ratio Central State Bank All Insured Commercial Banks in Michigan
12-31-2016 85.594 71.925
09-30-2016 84.999 72.284
06-30-2016 86.8 72.703
03-31-2016 89.724 74.111
12-31-2015 86.054 73.902
09-30-2015 89.23 72.796
06-30-2015 91.13 73.108
03-31-2015 91.79 74.364
12-31-2014 89.587 75.309
09-30-2014 88.522 75.334
06-30-2014 87.48 75.605
03-31-2014 87.771 76.846
12-31-2013 75.253 74.841
09-30-2013 74.273 73.806
06-30-2013 71.237 73.811
03-31-2013 77.767 73.988
12-31-2012 73.689 71.723
09-30-2012 75.885 71.614
06-30-2012 76.932 71.839
03-31-2012 78.193 72.697
12-31-2011 78.798 73.486
09-30-2011 81.776 73.637
06-30-2011 85.104 74.221
03-31-2011 89.113 75.166
12-31-2010 75.612 74.379
09-30-2010 75.314 74.86
06-30-2010 76.609 75.739
03-31-2010 80.571 76.883
12-31-2009 71.886 82.058
09-30-2009 70.872 81.121
06-30-2009 65.639 82.109
03-31-2009 59.365 80.184
12-31-2008 77.142 80.181
09-30-2008 72.956 75.465
06-30-2008 73.423 75.619
03-31-2008 67.088 76.097
12-31-2007 67.02 72.221
09-30-2007 66.937 70.635
06-30-2007 67.566 69.92
03-31-2007 68.551 70.315
12-31-2006 66.13 66.877
09-30-2006 65.154 65.716
06-30-2006 65.419 66.171
03-31-2006 66.782 66.982
12-31-2005 65.335 64.078
09-30-2005 64.88 64.016
06-30-2005 65.912 63.808
03-31-2005 68.182 64.541
12-31-2004 73.02 64.329
09-30-2004 71.622 64.747
06-30-2004 71.546 65.538
03-31-2004 69.086 66.274
12-31-2003 63.392 63.66
09-30-2003 57.257 62.955
06-30-2003 57.255 63.034
03-31-2003 58.235 63.233
12-31-2002 58.691 62.526