Central State Bank
Calera, AL — State Member Bank
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Net Interest Margin Over Time
| Net Interest Margin | Central State Bank | All Insured Commercial Banks in Alabama |
| 09-30-2016 | 4.519 | 3.875 |
| 06-30-2016 | 4.464 | 3.868 |
| 03-31-2016 | 4.41 | 3.852 |
| 12-31-2015 | 4.477 | 3.863 |
| 09-30-2015 | 4.463 | 3.873 |
| 06-30-2015 | 4.463 | 3.848 |
| 03-31-2015 | 4.452 | 3.817 |
| 12-31-2014 | 4.559 | 3.919 |
| 09-30-2014 | 4.546 | 3.912 |
| 06-30-2014 | 4.542 | 3.91 |
| 03-31-2014 | 4.496 | 3.883 |
| 12-31-2013 | 4.551 | 3.919 |
| 09-30-2013 | 4.529 | 3.906 |
| 06-30-2013 | 4.486 | 3.873 |
| 03-31-2013 | 4.543 | 3.843 |
| 12-31-2012 | 4.785 | 3.995 |
| 09-30-2012 | 4.816 | 3.988 |
| 06-30-2012 | 4.775 | 3.984 |
| 03-31-2012 | 4.822 | 3.98 |
| 12-31-2011 | 4.78 | 4.034 |
| 09-30-2011 | 4.783 | 4.025 |
| 06-30-2011 | 4.782 | 3.999 |
| 03-31-2011 | 4.724 | 3.922 |
| 12-31-2010 | 4.79 | 3.908 |
| 09-30-2010 | 4.766 | 3.9 |
| 06-30-2010 | 5.051 | 3.897 |
| 03-31-2010 | 5.11 | 3.858 |
| 12-31-2009 | 4.687 | 3.722 |
| 09-30-2009 | 4.653 | 3.689 |
| 06-30-2009 | 4.631 | 3.628 |
| 03-31-2009 | 4.587 | 3.61 |
| 12-31-2008 | 4.833 | 3.764 |
| 09-30-2008 | 4.861 | 3.833 |
| 06-30-2008 | 4.888 | 3.838 |
| 03-31-2008 | 4.907 | 3.87 |
| 12-31-2007 | 5.013 | 4.13 |
| 09-30-2007 | 5.093 | 4.16 |
| 06-30-2007 | 5.147 | 4.121 |
| 03-31-2007 | 5.295 | 4.121 |
| 12-31-2006 | 5.402 | 4.334 |
| 09-30-2006 | 5.456 | 4.341 |
| 06-30-2006 | 5.422 | 4.342 |
| 03-31-2006 | 5.351 | 4.304 |
| 12-31-2005 | 5.429 | 4.306 |
| 09-30-2005 | 5.401 | 4.266 |
| 06-30-2005 | 5.303 | 4.24 |
| 03-31-2005 | 5.018 | 4.181 |
| 12-31-2004 | 5.496 | 4.241 |
| 09-30-2004 | 5.358 | 4.245 |
| 06-30-2004 | 5.303 | 4.218 |
| 03-31-2004 | 5.448 | 4.232 |
| 12-31-2003 | 5.676 | 4.195 |
| 09-30-2003 | 5.725 | 4.196 |
| 06-30-2003 | 5.763 | 4.18 |
| 03-31-2003 | 5.426 | 4.185 |
| 12-31-2002 | 5.393 | 4.381 |