Efficiency Ratio Over Time
Efficiency Ratio Central Savings Bank All Insured Commercial Banks in Michigan
12-31-2016 67.755 71.925
09-30-2016 70.453 72.284
06-30-2016 72.37 72.703
03-31-2016 69.967 74.111
12-31-2015 69.014 73.902
09-30-2015 70.843 72.796
06-30-2015 71.115 73.108
03-31-2015 71.327 74.364
12-31-2014 71.029 75.309
09-30-2014 74.198 75.334
06-30-2014 76.366 75.605
03-31-2014 76.991 76.846
12-31-2013 72.069 74.841
09-30-2013 73.796 73.806
06-30-2013 72.763 73.811
03-31-2013 71.966 73.988
12-31-2012 70.565 71.723
09-30-2012 70.975 71.614
06-30-2012 72.638 71.839
03-31-2012 72.703 72.697
12-31-2011 66.842 73.486
09-30-2011 70.15 73.637
06-30-2011 72.321 74.221
03-31-2011 72.839 75.166
12-31-2010 69.51 74.379
09-30-2010 72.462 74.86
06-30-2010 73.204 75.739
03-31-2010 75.845 76.883
12-31-2009 68.183 82.058
09-30-2009 68.876 81.121
06-30-2009 62.609 82.109
03-31-2009 63.96 80.184
12-31-2008 61.771 80.181
09-30-2008 62.888 75.465
06-30-2008 63.236 75.619
03-31-2008 65.132 76.097
12-31-2007 62.35 72.221
09-30-2007 64.351 70.635
06-30-2007 66.417 69.92
03-31-2007 65.832 70.315
12-31-2006 65.157 66.877
09-30-2006 67.458 65.716
06-30-2006 68.764 66.171
03-31-2006 70.517 66.982
12-31-2005 64.701 64.078
09-30-2005 64.091 64.016
06-30-2005 65.076 63.808
03-31-2005 65.701 64.541
12-31-2004 67.572 64.329
09-30-2004 68.04 64.747
06-30-2004 69.083 65.538
03-31-2004 69.5 66.274
12-31-2003 58.168 63.66
09-30-2003 55.993 62.955
06-30-2003 53.768 63.034
03-31-2003 58.641 63.233
12-31-2002 58.14 62.526