Efficiency Ratio Over Time
Efficiency Ratio Celtic Bank All Insured Commercial Banks in Utah
12-31-2016 49.13 52.902
09-30-2016 48.145 54.354
06-30-2016 49.437 53.149
03-31-2016 54.35 55.576
12-31-2015 48.551 54.288
09-30-2015 47.664 54.606
06-30-2015 47.207 54.684
03-31-2015 44.104 53.904
12-31-2014 51.16 54.905
09-30-2014 53.985 54.643
06-30-2014 55.685 55.115
03-31-2014 59.51 54.669
12-31-2013 55.901 56.39
09-30-2013 58.241 55.948
06-30-2013 64.505 55.577
03-31-2013 64.558 56.078
12-31-2012 54.379 54.514
09-30-2012 54.851 54.955
06-30-2012 55.12 55.791
03-31-2012 51.817 57.78
12-31-2011 51.957 67.208
09-30-2011 57.266 65.966
06-30-2011 60.422 62.309
03-31-2011 70.551 62.519
12-31-2010 50.289 67.045
09-30-2010 49.126 64.805
06-30-2010 46.075 63.912
03-31-2010 39.589 64.223
12-31-2009 29.24 97.228
09-30-2009 26.825 77.567
06-30-2009 20.282 78.237
03-31-2009 12.396 118.826
12-31-2008 62.857 67.311
09-30-2008 61.768 64.248
06-30-2008 62.441 56.029
03-31-2008 54.129 86.916
12-31-2007 54.523 52.052
09-30-2007 53.759 50.037
06-30-2007 56.862 46.642
03-31-2007 57.485 47.462
12-31-2006 56.098 48.067
09-30-2006 54.184 48.649
06-30-2006 53.63 51.193
03-31-2006 49.858 56.342
12-31-2005 66.598 60.502
09-30-2005 69.595 63.109
06-30-2005 69.822 63.371
03-31-2005 73.923 66.262
12-31-2004 60.461 75.423
09-30-2004 59.377 71.451
06-30-2004 59.53 60.749
03-31-2004 62.59 74.914
12-31-2003 60.015 98.379
09-30-2003 62.073 56.712
06-30-2003 70.455 55.995
03-31-2003 74 57.611
12-31-2002 76.368 59.857