Cbc National Bank
Fernandina Beach, FL — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | Cbc National Bank | All Insured Commercial Banks in Florida |
| 12-31-2016 | 3.751 | 3.553 |
| 09-30-2016 | 3.663 | 3.555 |
| 06-30-2016 | 3.552 | 3.561 |
| 03-31-2016 | 4.077 | 3.576 |
| 12-31-2015 | 3.988 | 3.596 |
| 09-30-2015 | 3.958 | 3.58 |
| 06-30-2015 | 3.89 | 3.572 |
| 03-31-2015 | 3.906 | 3.562 |
| 12-31-2014 | 4.045 | 3.589 |
| 09-30-2014 | 4.021 | 3.589 |
| 06-30-2014 | 3.98 | 3.559 |
| 03-31-2014 | 4.042 | 3.537 |
| 12-31-2013 | 3.707 | 3.515 |
| 09-30-2013 | 3.635 | 3.507 |
| 06-30-2013 | 3.581 | 3.489 |
| 03-31-2013 | 3.769 | 3.479 |
| 12-31-2012 | 3.409 | 3.605 |
| 09-30-2012 | 3.379 | 3.595 |
| 06-30-2012 | 3.368 | 3.585 |
| 03-31-2012 | 3.391 | 3.601 |
| 12-31-2011 | 3.393 | 3.562 |
| 09-30-2011 | 3.355 | 3.551 |
| 06-30-2011 | 3.295 | 3.521 |
| 03-31-2011 | 3.221 | 3.464 |
| 12-31-2010 | 3.049 | 3.384 |
| 09-30-2010 | 3.088 | 3.374 |
| 06-30-2010 | 3.022 | 3.343 |
| 03-31-2010 | 3.006 | 3.311 |
| 12-31-2009 | 2.549 | 3.114 |
| 09-30-2009 | 2.462 | 3.06 |
| 06-30-2009 | 2.356 | 3.016 |
| 03-31-2009 | 2.26 | 3.008 |
| 12-31-2008 | 2.528 | 3.435 |
| 09-30-2008 | 2.728 | 3.538 |
| 06-30-2008 | 2.538 | 3.568 |
| 03-31-2008 | 2.717 | 3.6 |
| 12-31-2007 | 3.147 | 4.088 |
| 09-30-2007 | 3.21 | 4.11 |
| 06-30-2007 | 3.175 | 4.109 |
| 03-31-2007 | 3.19 | 4.087 |
| 12-31-2006 | 3.652 | 4.437 |
| 09-30-2006 | 3.759 | 4.441 |
| 06-30-2006 | 3.746 | 4.408 |
| 03-31-2006 | 3.724 | 4.374 |
| 12-31-2005 | 3.72 | 4.355 |
| 09-30-2005 | 3.708 | 4.314 |
| 06-30-2005 | 3.643 | 4.24 |
| 03-31-2005 | 3.585 | 4.189 |
| 12-31-2004 | 3.788 | 4.074 |
| 09-30-2004 | 3.791 | 4.042 |
| 06-30-2004 | 3.843 | 4.015 |
| 03-31-2004 | 3.837 | 4.061 |
| 12-31-2003 | 3.73 | 4.041 |
| 09-30-2003 | 3.689 | 4.034 |
| 06-30-2003 | 3.594 | 4.045 |
| 03-31-2003 | 3.603 | 4.094 |
| 12-31-2002 | 4.167 | 4.271 |