Efficiency Ratio Over Time
Efficiency Ratio Cavalry Banking All Insured Commercial Banks in Tennessee
12-31-2005 67.41 68.603
09-30-2005 63.086 67.371
06-30-2005 64.51 67.28
03-31-2005 64.255 67.669
12-31-2004 88.403 67.909
09-30-2004 74.09 67.78
06-30-2004 76.742 67.917
03-31-2004 77.341 67.404
12-31-2003 76.58 67.065
09-30-2003 74.801 66.477
06-30-2003 74.626 67.007
03-31-2003 74.847 67.319
12-31-2002 74.017 65.163