Efficiency Ratio Over Time
Efficiency Ratio Carmine State Bank All Insured Commercial Banks in Texas
12-31-2016 63.275 66.762
09-30-2016 61.908 66.187
06-30-2016 61.905 66.286
03-31-2016 58.734 66.484
12-31-2015 62.621 67.473
09-30-2015 59.343 67.019
06-30-2015 57.591 67.62
03-31-2015 56.359 68.379
12-31-2014 58.314 67.933
09-30-2014 55.879 67.76
06-30-2014 55.115 68.348
03-31-2014 52.052 69.161
12-31-2013 57.307 70.01
09-30-2013 52.947 69.448
06-30-2013 53.108 70.111
03-31-2013 49.655 71.168
12-31-2012 56.706 70.289
09-30-2012 53.353 69.365
06-30-2012 52.836 69.7
03-31-2012 48.132 69.836
12-31-2011 54.282 71.203
09-30-2011 52.104 70.717
06-30-2011 53.589 71.672
03-31-2011 56.953 72.166
12-31-2010 57.769 72.798
09-30-2010 53.548 71.344
06-30-2010 54.53 71.672
03-31-2010 51.365 72.124
12-31-2009 64.241 72.899
09-30-2009 61.329 71.928
06-30-2009 62.385 72.628
03-31-2009 58.859 71.399
12-31-2008 65.372 70.933
09-30-2008 62.566 69.839
06-30-2008 66.027 70.152
03-31-2008 65.02 69.753
12-31-2007 64.115 68.047
09-30-2007 60.481 66.762
06-30-2007 61.179 66.933
03-31-2007 52.762 66.629
12-31-2006 64.653 66.288
09-30-2006 53.953 64.993
06-30-2006 56.905 65.249
03-31-2006 53.911 65.978
12-31-2005 58.355 67.153
09-30-2005 48.495 66.756
06-30-2005 49.272 67.031
03-31-2005 47.31 67.486
12-31-2004 62.885 69.184
09-30-2004 53.8 68.305
06-30-2004 54.008 68.807
03-31-2004 53.273 69.055
12-31-2003 59.988 69.41
09-30-2003 50.445 68.526
06-30-2003 51.44 68.452
03-31-2003 47.529 68.632
12-31-2002 59.934 67.534