Efficiency Ratio Over Time
Efficiency Ratio Cardinal Bank All Insured Commercial Banks in Virginia
12-31-2016 56.85 71.157
09-30-2016 55.534 70.908
06-30-2016 56.573 71.937
03-31-2016 54.176 72.09
12-31-2015 54.588 73.115
09-30-2015 52.89 72.582
06-30-2015 50.384 72.892
03-31-2015 49.302 73.075
12-31-2014 60.279 72.894
09-30-2014 61.722 72.86
06-30-2014 63.795 73.892
03-31-2014 69.338 73.799
12-31-2013 64.413 74.134
09-30-2013 63.711 74.081
06-30-2013 58.642 73.673
03-31-2013 62.816 74.238
12-31-2012 48.116 74.326
09-30-2012 49.486 74.638
06-30-2012 51.749 74.273
03-31-2012 53.595 73.428
12-31-2011 53.291 73.91
09-30-2011 54.58 74.056
06-30-2011 56.538 75.918
03-31-2011 56.569 75.801
12-31-2010 53.259 74.128
09-30-2010 52.52 73.27
06-30-2010 55.525 74.768
03-31-2010 58.43 75.576
12-31-2009 65.706 83.617
09-30-2009 67.251 82.693
06-30-2009 68.951 84.982
03-31-2009 68.367 80.855
12-31-2008 85.87 80.337
09-30-2008 90.637 79.793
06-30-2008 76.794 79.253
03-31-2008 71.377 79.735
12-31-2007 78.669 75.779
09-30-2007 79.899 73.367
06-30-2007 73.359 71.152
03-31-2007 74.176 71.522
12-31-2006 70.184 70.382
09-30-2006 69.924 66.252
06-30-2006 68.78 66.809
03-31-2006 67.517 66.465
12-31-2005 66.818 66.06
09-30-2005 68.633 64.247
06-30-2005 70.018 64.679
03-31-2005 73.043 65.369
12-31-2004 74.885 65.278
09-30-2004 74.003 64.991
06-30-2004 73.095 65.483
03-31-2004 77.04 65.972
12-31-2003 79.622 64.911
09-30-2003 81.772 64.352
06-30-2003 86.06 63.374
03-31-2003 89.47 62.719
12-31-2002 100.807 63.6