Efficiency Ratio Over Time
Efficiency Ratio Capital Crossing Bank All Insured Commercial Banks in Massachusetts
12-31-2006 72.448 72.67
09-30-2006 70.25 72.413
06-30-2006 65.837 72.03
03-31-2006 72.872 71.404
12-31-2005 65.314 70.348
09-30-2005 65.455 70.787
06-30-2005 64.134 71.711
03-31-2005 64.126 72.599
12-31-2004 63.536 70.506
09-30-2004 60.863 69.756
06-30-2004 60.456 72.17
03-31-2004 58.796 72.018
12-31-2003 53.163 72.318
09-30-2003 48.654 71.683
06-30-2003 55.507 72.003
03-31-2003 50.986 72.088
12-31-2002 63.766 72.112