Efficiency Ratio Over Time
Efficiency Ratio California First National Bank All Insured Commercial Banks in California
12-31-2016 39.836 64.937
09-30-2016 44.545 66.092
06-30-2016 44.607 67.144
03-31-2016 51.323 68.254
12-31-2015 49.933 68.735
09-30-2015 50.603 69.456
06-30-2015 50.992 70.381
03-31-2015 50.278 71.861
12-31-2014 52.185 72.553
09-30-2014 57.151 72.41
06-30-2014 58.727 73.547
03-31-2014 63.973 75.136
12-31-2013 50.016 74.39
09-30-2013 50.167 74.229
06-30-2013 49.646 74.916
03-31-2013 52.085 75.692
12-31-2012 54.88 74.083
09-30-2012 55.841 74.121
06-30-2012 55.544 75.117
03-31-2012 56.327 75.972
12-31-2011 34.289 76.681
09-30-2011 30.636 76.538
06-30-2011 29.253 77.016
03-31-2011 27.88 76.962
12-31-2010 30.094 79.38
09-30-2010 30.874 79.416
06-30-2010 30.318 80.72
03-31-2010 27.365 82.516
12-31-2009 30.186 89.03
09-30-2009 28.975 89.748
06-30-2009 29.542 94.314
03-31-2009 31.51 95.606
12-31-2008 43.842 89.236
09-30-2008 49.963 85.939
06-30-2008 49.421 85.896
03-31-2008 52.146 85.386
12-31-2007 51.679 83.041
09-30-2007 49.905 79.26
06-30-2007 48.044 78.029
03-31-2007 44.926 76.688
12-31-2006 54.548 80.037
09-30-2006 56.074 76.157
06-30-2006 54.052 70.367
03-31-2006 53.683 69.95
12-31-2005 56.439 74.917
09-30-2005 56.542 71.155
06-30-2005 54.187 70.343
03-31-2005 51.242 68.656
12-31-2004 71.544 71.614
09-30-2004 73.99 71.664
06-30-2004 73.404 72.622
03-31-2004 64.765 74.921
12-31-2003 90.929 78.394
09-30-2003 92.257 69.685
06-30-2003 94.043 70.304
03-31-2003 77.062 69.597
12-31-2002 147.413 70.571