Efficiency Ratio Over Time
Efficiency Ratio Bremer Bank, National Association All Insured Commercial Banks in Minnesota
09-30-2005 60.182 62.201
06-30-2005 59.861 62.651
03-31-2005 60.77 62.926
12-31-2004 54.914 63.335
09-30-2004 55.348 61.98
06-30-2004 55.808 62.61
03-31-2004 54.65 63.48
12-31-2003 58.116 63.289
09-30-2003 57.697 61.468
06-30-2003 59.017 61.298
03-31-2003 54.546 62.209
12-31-2002 49.735 61.807