Efficiency Ratio Over Time
Efficiency Ratio Bluestem National Bank All Insured Commercial Banks in Illinois
12-31-2012 92.233 70.063
09-30-2012 81.788 68.769
06-30-2012 78.553 68.792
03-31-2012 82.027 68.884
12-31-2011 76.692 69.941
09-30-2011 78.47 68.923
06-30-2011 79.877 69.854
03-31-2011 80.18 70.062
12-31-2010 79.767 70.567
09-30-2010 87.589 69.213
06-30-2010 89.387 69.682
03-31-2010 91.311 71.112
12-31-2009 73.548 73.38
09-30-2009 71.255 71.202
06-30-2009 71.04 72.036
03-31-2009 69.247 69.904
12-31-2008 70.579 69.748
09-30-2008 70.034 68.193
06-30-2008 71.305 68.561
03-31-2008 68.956 69.396
12-31-2007 69.194 68.284
09-30-2007 68.942 67.285
06-30-2007 69.449 67.545
03-31-2007 67.674 68.287
12-31-2006 76.573 66.265
09-30-2006 77.485 65.369
06-30-2006 80.767 65.236
03-31-2006 82.497 65.409
12-31-2005 78.668 64.049
09-30-2005 78.419 63.135
06-30-2005 75.795 63.051
03-31-2005 76.063 63.149
12-31-2004 83.801 63.383
09-30-2004 83.886 62.952
06-30-2004 81.346 63.147
03-31-2004 81.704 63.481
12-31-2003 85.246 63.697
09-30-2003 77.764 62.506
06-30-2003 77.147 62.464
03-31-2003 79.796 62.651
12-31-2002 73.914 62.349