Efficiency Ratio Over Time
Efficiency Ratio Bay-Vanguard Federal Savings Bank All Insured Savings Banks in Maryland
12-31-2016 82.914 86.153
09-30-2016 84.041 85.634
06-30-2016 87.375 82.829
03-31-2016 77.852 83.91
12-31-2015 77.93 83.872
09-30-2015 79.944 83.313
06-30-2015 81.473 82.198
03-31-2015 80.485 85.121
12-31-2014 71.975 86.437
09-30-2014 72.442 85.458
06-30-2014 72.396 85.246
03-31-2014 73.176 89.137
12-31-2013 71.461 85.773
09-30-2013 72.256 88.816
06-30-2013 73.719 86.771
03-31-2013 73.991 93.643
12-31-2012 66.919 83.783
09-30-2012 65.483 81.64
06-30-2012 60.265 80.364
03-31-2012 52.339 79.57