Bay-Vanguard Federal Savings Bank
Baltimore, MD — Federal Savings Bank
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Net Interest Margin Over Time
| Net Interest Margin | Bay-Vanguard Federal Savings Bank | All Insured Savings Banks in Maryland |
| 12-31-2016 | 4.019 | 3.292 |
| 09-30-2016 | 4.038 | 3.298 |
| 06-30-2016 | 3.998 | 3.05 |
| 03-31-2016 | 4.112 | 3.198 |
| 12-31-2015 | 4.075 | 3.137 |
| 09-30-2015 | 4.095 | 3.149 |
| 06-30-2015 | 4.043 | 3.156 |
| 03-31-2015 | 4.107 | 3.131 |
| 12-31-2014 | 4.238 | 3.197 |
| 09-30-2014 | 4.261 | 3.209 |
| 06-30-2014 | 4.224 | 3.266 |
| 03-31-2014 | 4.139 | 3.205 |
| 12-31-2013 | 3.757 | 3.13 |
| 09-30-2013 | 3.566 | 3.222 |
| 06-30-2013 | 3.23 | 3.21 |
| 03-31-2013 | 3.937 | 3.322 |
| 12-31-2012 | 4.147 | 3.198 |
| 09-30-2012 | 4.219 | 3.248 |
| 06-30-2012 | 4.135 | 3.249 |
| 03-31-2012 | 4.02 | 3.265 |