Efficiency Ratio Over Time
Efficiency Ratio Bay State Savings Bank All Insured Savings Banks in Massachusetts
12-31-2016 81.594 77.098
09-30-2016 81.679 77.297
06-30-2016 81.606 78.59
03-31-2016 81.883 79.584
12-31-2015 77.823 79.378
09-30-2015 76.503 79.531
06-30-2015 75.401 80.074
03-31-2015 75.093 80.461
12-31-2014 84.586 80.704
09-30-2014 81.498 80.584
06-30-2014 83.568 81.021
03-31-2014 83.617 81.895
12-31-2013 89.128 80.194
09-30-2013 89.444 80.207
06-30-2013 90.293 80.05
03-31-2013 85.658 79.443
12-31-2012 81.172 77.442
09-30-2012 83.226 77.213
06-30-2012 85.608 77.957
03-31-2012 86.922 78.062
12-31-2011 87.217 78.699
09-30-2011 86.185 79.047
06-30-2011 84.682 79.861
03-31-2011 83.693 80.018
12-31-2010 81.682 75.963
09-30-2010 82.027 75.416
06-30-2010 80.156 75.969
03-31-2010 81.146 76.305
12-31-2009 79.281 80.242
09-30-2009 82.019 80.999
06-30-2009 82.689 82.014
03-31-2009 79.61 81.524
12-31-2008 83.125 80.752
09-30-2008 81.929 81.266
06-30-2008 82.1 82.888
03-31-2008 83.22 84.734
12-31-2007 83.131 82.628
09-30-2007 81.88 82.205
06-30-2007 82.78 82.132
03-31-2007 86.485 82.446
12-31-2006 87.574 78.404
09-30-2006 87.092 77.374
06-30-2006 87.273 77.339
03-31-2006 86.582 76.706
12-31-2005 78.17 73.373
09-30-2005 78.942 72.587
06-30-2005 79.032 72.698
03-31-2005 80.446 72.8
12-31-2004 78.757 73.091
09-30-2004 78.258 72.798
06-30-2004 80.346 72.643
03-31-2004 79.14 72.407
12-31-2003 75.851 69.769
09-30-2003 75.6 68.698
06-30-2003 76.249 68.186
03-31-2003 72.586 67.955
12-31-2002 67.759 66.262